I need help with my relationship and life, can y'all help?

im a virgin who has only rubbed on a girl(should have went further at the time when i had the chance) i've watched and pleasured myself..I would like to know how to talk to a girl and then bang..im not saying that's all a chick is good for cause i no better(i have sisters)..but im tired of being a virgin and its time it ended..i would love to get laid and make it worth the time..i've even got so desperate i've thought of going to a hooker or sumthang..only a man can help a man with this problem..a chick will only say that i should wait til i no when its right..or jus something like that..thank you girls but its jus time i got a piece..instead of waiting longer i would like to get sum asap..im not saying i wont to b a pimp or player(but if u wont ta help out wif tips on dat, it will be appreciated)...i jus want to lose this damn virginity..its killing me and all u guys no how u feel without getting any..so help me if u can and make it asap..i need any tips that will help..so help.